Terms & Conditions

Introduction

These Terms and Conditions govern your use of Skills Bank website and services. By accessing or using our platform, you agree to be bound by these terms. We reserve the right to modify these terms at any time. Your continued use of the platform constitutes acceptance of any modifications.

Please read these terms carefully before using our services. If you do not agree with any part of these terms, please do not use our services.

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. Additionally, when using this website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.

Use License

Permission is granted to temporarily download one copy of the materials on Skills Bank's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for:

• Safeguarding the password and all activities under your account
• Notifying us immediately of any unauthorized use of your account
• Ensuring your account information remains accurate and up-to-date

Prohibited Uses

You may not use our website:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code

Intellectual Property Rights

Other than the content you own, under these Terms, Skills Bank and/or its licensors own all the intellectual property rights and materials contained in this website. You are granted limited license only for purposes of viewing the material contained on this website.

• All content on this platform is protected by copyright laws
• You may not reproduce, distribute, or modify any content without written permission
• Skills Bank trademarks and logos are the property of Skills Bank
• Any unauthorized use of our intellectual property may result in legal action

Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our service. By using our service, you agree to the collection and use of information in accordance with our Privacy Policy.

Service Availability

We strive to ensure our website is available 24/7, but we do not guarantee uninterrupted access. We may:

• Perform scheduled maintenance
• Update our systems
• Address technical issues
• Modify or discontinue services with reasonable notice

Payment Terms

For paid services and courses:

• Payment is required before access to course materials
• All fees are non-refundable unless otherwise stated
• We reserve the right to change pricing with 30 days notice
• Refunds may be considered on a case-by-case basis for technical issues

Limitation of Liability

In no event shall Skills Bank, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

Disclaimer

The information on this website is provided on an 'as is' basis. To the fullest extent permitted by law, Skills Bank:

• Excludes all representations and warranties relating to this website and its contents
• Excludes all liability for damages arising out of or in connection with your use of this website
• Makes no warranties about the accuracy, reliability, or availability of the website

Indemnification

You agree to defend, indemnify, and hold harmless Skills Bank and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

• Upon termination, your right to use the service will cease immediately
• You must cease all use of the service and destroy any materials obtained from the service
• Termination does not affect your obligations to pay any outstanding fees

Governing Law

These Terms shall be interpreted and governed by the laws of Egypt, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

Contact Information

If you have any questions about these Terms and Conditions, please contact us:

• Email: info@skillsbankme.com
• Phone: +20 2 1234 5678
• Address: Skills Bank, Cairo, Egypt